After a motorcycle crash, most riders face medical bills, lost income, and pressure from insurance companies, often without a clear timeline for resolution.

In Nebraska, there’s no set schedule for receiving a settlement check. Some cases resolve quickly, while others take months or even longer. The answer depends on how badly you were hurt, the insurance company’s response, and the circumstances of the crash.

Learn what affects your payout date and how an experienced Lincoln motorcycle accident lawyer can help you reach a fair outcome without unnecessary delays.

What Determines the Length of a Motorcycle Accident Case?

The time it takes to close your case depends on the severity of your injuries, whether fault is contested, and how the insurance company handles the claim.

These issues can speed up or slow down your financial recovery:

  • Severity of Injuries: Cases involving sprains, road rash, or minor fractures may resolve within a few months. Severe injuries like spinal damage or brain trauma often take longer, since doctors need time to assess the long-term impact.
  • Liability Clarity: Clear fault, established through a police report, video, or witness accounts, can lead to a faster financial recovery. If liability is disputed, both sides may need time to gather more evidence before negotiations begin.
  • Insurance Company Behavior: Cooperative insurers that assign an adjuster early and respond to documents quickly can keep the process moving. Slow communication, missing paperwork, or sluggish internal reviews can add weeks or months to your claim.

Responding to insurer requests promptly and submitting organized records can help you avoid setbacks.

Timeline Examples

Although every motorcycle accident case is unique, most insurance companies follow a similar process. The timelines below offer a general idea of when you might receive your settlement check:

Case Type Circumstances Estimated Timeline
Simple Claim Minor injuries and no lost wages. Medical treatment ends quickly, and liability isn’t disputed. Usually within 30 days, but it can take longer to confirm treatment, submit the claim, and offer a basic payout.
Mid-Level Claim Moderate injuries, time off work, or limited evidence that needs review. 5-8 months to complete treatment, gather documents, and reach an agreement.
Complex Claim Surgery, long-term recovery, unclear fault, or high-dollar claims. May involve expert reviews, extended treatment, and drawn-out negotiations. 9-15+ months to finalize medical care, argue liability, and push for full compensation.

 

 

A qualified motorcycle accident lawyer can review your situation and go over a time estimate based on your injuries, evidence, and insurance response.

What Might Prolong Your Case

Even straightforward claims can get held up, sometimes on purpose. Insurance companies may:

  • Take weeks to respond to emails or calls
  • Request documents they already have
  • Offer low settlements, hoping you accept less than you deserve
  • Drag out the process so you either give up or agree to a lowball settlement offer

Issues can also happen for more routine reasons, like:

  • Switching adjusters in the middle of your case
  • Losing paperwork or missing deadlines
  • Failing to follow through on approvals or evaluations

These issues can stretch your case for months, making it harder to get the compensation you are entitled to.

How an Attorney Can Move Your Claim Forward

Legal guidance can prevent delays and keep your motorcycle accident claim moving forward. At Friedman Law Offices, we manage the details that often stall cases and work strategically to reach the best possible outcome.

Our team can:

  • Manage insurer communication to prevent gaps in contact
  • Gather medical records, wage details, and repair estimates for early review
  • Submit required forms and records quickly to avoid missed deadlines
  • Follow up regularly to keep your file active and prevent unnecessary hold-ups
  • Challenge low offers or unresponsive adjusters to keep negotiations moving

If the insurer stops cooperating, we can move the claim to mediation or prepare it for trial, which often helps finalize negotiations outside of court.

Get the Compensation You Deserve

Waiting on an insurance payout can be stressful, especially when facing mounting medical bills and lost income. We help injured riders stay organized and keep their claims progressing.

If you’re healing from serious injuries and the insurance company is dragging its feet, we’ll identify the cause of the delay and push for a faster resolution without compromising the compensation you’re owed.

Your recovery starts with a single call. Contact us today to schedule a free, no-obligation consultation.